Summary of Benefits

Sum Insured ($)

Silver

Gold

Platinum

Home Renovations, Fixtures & Fittings

up to 50,000

up to 100,000

up to 200,000

Household Contents

up to  12,500

up to  25,000

up to 50,000

Alternative Accommodation Expenses

(For insured who is living in the unit)

up to  5,000

up to  10,000

up to  20,000

Replacement of Locks & Keys due to Theft

up to  125

up to  250

up to  500

Loss of Money involving forcible entry to your home

up to  500

up to  500

up to  1000

Accidental Death or Loss of Pedigree Pet

NA

up to  250

up to  500

Accidental Breakage of Fixed Mirror & Glass

Included

Included

Included

Deterioration of Frozen Foods

up to  300

up to  300

up to  300

Newly acquired principal residence*

up to 30 days

up to 30 days

up to 30 days

Hospital Cash (hospitalization due to Home Accident)

 50 per day of hospitalisation up to 100 days per person

Loss of Rent (need to show proof); max up to 2 months

 500 due to Home accident

 1,000 due to Home accident

 2,000 due to Home accident

Public Liability

up to  125,000

up to  250,000

up to  500,000

24-Hour Worldwide Personal Accident Coverage^

Insured

7,500

 15,000

 30,000

Spouse

7,500

 15,000

 30,000

Children (unlimited)

2,500

 5,000

 10,000

24-Hour Worldwide Accident Medical Reimbursement

Insured

up to  125 per event due to Home Accident

up to  250 per event due to Home Accident

up to  500 per event due to Home Accident

Spouse

Children (unlimited)

Loss or misuse of credit cards

NA

up to  500

up to  1000

Theft of sporting and fishing equipment and pedal cycles whilst temporarily removed from the building (items must be secured/locked)

NA

 50 per claim; max  100 per year

 100 per claim; max  200 per year

Emergency HomeAssist

Available

Available

Available

Removal of Debris

up to 10% of contents sum insured

up to 10% of contents sum insured

up to 10% of contents sum insured


Notes:
Loss of Rent – if the Insured lose his rental income as a result of uninhabitable damage.

* If you are moving to a new premises to be permanently occupied by you as your principal place of residence within Singapore, we will cover your contents but only whilst they are contained in the new premises for a period of 30 days.

^ Pre-existing medical conditions will not be covered under this section.

Adult must be between 18 - 65 years old and child(ren) must be between 1 - 21 years old.